ChurchSafety

Here are some basic principles about workers' compensation, including what it can offer and who is and isn't covered:

• Payments for medical expenses. Workers' compensation offers payment toward medical expenses and rehabilitation.
  
  
• Cash. For those who are unable to work, workers' compensation provides regular payments to account for lost wages.
  
  
• Survivorship benefits. In the event of a fatality, workers' compensation may provide a burial allowance and regular payments to surviving family members to account for the lost wages of the deceased party.

• Coverage for all staff members. In most states, churches are required to offer workers' compensation coverage to full-time and part-time employees, including the pastor.
  
  
• Volunteers rarely qualify for workers' compensation. In most states, volunteers are not eligible for worker's compensation.

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